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Auto Refinance

If your current auto loan isn’t working as hard as it should, refinancing with AAC could help you save. Lower your rate, reduce your monthly payment, or adjust your term, all with a quick, straightforward process.

  • Opportunity to lower your interest rate
  • Reduce your monthly payment
  • Flexible terms that fit your needs
  • Simple process with fast turnaround

APPLY NOW

Better Terms
Adjust to fit your needs

Lower Rate
Potentially reduce interest

Lower Payment
Free up monthly cash

Simple Process
Quick and straightforward

 

Shop With Confidence

Start your car search on solid ground. A Pre-Approval outlines your budget and estimated payment before you shop—giving you the confidence to make a strong offer when you find the right place.

Get Pre-Approved

Ready to take the next step?

Let’s make this easy. Complete the short form below and one of our local experts will connect with you soon to talk through your needs and answer your questions. No pressure. No obligation. Just clear answers.

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Rates 

Auto Loan Rates
Effective Date: Thursday, April 30th, 2026
All loan rates shown below are "As Low As." Individual rates are based on credit performance.
ProductAPRTerm
AUTO - 2019 & NEWER    
Apply Now 4.99% Up to 48 Months
  4.99% 60 Months
  5.49% 72 Months
  5.99% 84 Months
AUT0 - 2018 & OLDER
Apply Now 5.49% Up to 48 Months
  5.49% 60 Months
  5.99% 72 Months
Classic Cars 8.49% Up to 60 Months
Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA. Risk based pricing applies.

Need more help?

Our local lenders are happy to walk through your goals and help you decide what's best.

FIND A LENDING CONSULTANT

or call us at 800-858-1633