Loan Rates
Loans
Auto Loan Rates
Effective Date: Wednesday, January 19th, 2022
All loan rates shown below are "As Low As." Individual rates are based on credit performance.
| Product | APR | Term |
|---|---|---|
| AUTO LOANS | ||
| 2014 & Newer | 2.99% | Up to 72 Months |
| 2014 & Newer | 4.49% | Up to 84 Months |
| 2011-2013 | 3.99% | Up to 48 Months |
| 2011-2013 | 4.25% | Up to 60 Months |
| Older Models | 6.24% | Up to 48 Months |
| Classic Cars | 6.24% | Up to 60 Months |
| Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA. Risk based pricing applies. | ||
Loan Rates
Effective Date: Wednesday, January 19th, 2022
| Product | APR | Term |
|---|---|---|
| Motorcycle Loan - New | 2.99% | 60 Months |
| Motorcycle Loan - Used | 3.99% | 60 Months |
| Boat Loan - New | 2.99% | 180 Months |
| Boat Loan - Used | 3.99% | 180 Months |
| Boat maximum term based on loan amount | ||
Recreational Vehicles - New |
2.99% | 180 Months |
Recreational Vehicle - Used |
3.00% | 120 Months |
| Recreational vehicles = Motor homes, travel trailers, quads, snowmobiles, etc. | ||
| All rates shown are "As Low As". Individual rates may vary based on credit review and other factors. | ||
Personal Loans
Effective Date: Wednesday, January 19th, 2022
| Product | APR | Term |
|---|---|---|
| Share Secured | 3.99% | Max. 48 months |
| Signature Loans | 11.90% | Max. 48 months |
| All rates shown are "As Low As". Individual rates and terms may vary based on credit review and other factors. | ||
Home Equity Loan Rates
Effective Date: Wednesday, January 19th, 2022
| Term | Rate | Payoff Period |
|---|---|---|
| 15 Year with 5 Year Balloon | 3.99% | 180 Months |
| 15 Year with 7 Year Balloon | 4.25% | 180 Months |
| 10 Year Fixed | 4.50% | 120 Months |
| 15 Year Fixed | 4.50% | 180 Months |
| 20 year Fixed | 4.99% | 240 Months |
| HELOC | 3.75% | 120-180 Months |
| *Based on 80% of home value. | ||
| All rates shown are "As Low As". Individual rates may vary based on credit review and other factors. | ||