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High Yield Savings

  • Earn a base rate of 2.00%APY on balances up to $50,000, no minimum to open.

 

+ FreePlus Checking

  • Get 1.50%APY More Rewards bonus with an active FreePlus Checking Account.

 

= 3.50% APY

  • Earn 3.50%APY on your High Yield Savings balance up to $50,000 with active FreePlus Checking.

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High Yield Savings Account

Save smarter with a High Yield Savings Account (HYSA).  Get the best of both worlds - a great rate and access to your money when you need it. Open a High Yield Savings Account (HYSA) and enjoy a 2.00%APY Base Rate.  Combine your HYSA with an active* FreePlus Checking and your rate jumps to 3.50%APY when you meet monthly requirements.  (On balances up to $50,000)

Why members love it:

  • Easy access to your money
  • Deposit & withdraw anytime
  • No minimum balance to open
  • More Rewards bonus rate

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Free Checking...Only Better

Open a FreePlus Checking and enjoy an amazing 4.00%APY on balances up to $10,000 and no monthly fees.  What's not to love?

Easy to open and easy to manage, your FreePlus Checking also gives you access to a large ATM network , free online and mobile banking.

  • Meet monthly requirements and earn 4.00%APY on balances up to $10,000
  • Enjoy banking with no monthly fee
  • Add Overdraft Protection for worry-free shopping
  • Keep track of your balance with e-alerts

To apply for a FreePlus Checking, request an application, call 800-858-1633, or visit any branch.

AAC Members, contact you favorite branch to get open your High Yield Savings Account today!

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Whether you're a member or just getting started, we're here to help.

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Must meet monthly FreePlus Checking Requirements to earn maximum High Yield Savings rate:

  • Direct Deposit of $500 or more into FreePlus Checking account.
  • Make 10 posted debit card transactions.
  • Receive monthly estatements.
  • Log into online banking at least 1x per month.

If requirements are not met, you will earn the published base rate on balances up to $50k. One High Yield Savings and one FreePlus Checking per member. Rates as of 6/10/2026 and subject to change. Federally Insured by NCUA.