Apply for a Loan

Applying for a loan is fast and easy at AAC Credit Union.

Proof of income and insurance will be required for final processing.

Membership Requirements

To be eligible for a loan you must meet ONE of the following membership requirements:

  • Any person who lives, works, attends school or worships in these Michigan counties: Kent, Muskegon, Allegan, Barry, Ottawa or Ionia Counties.
  • Any person whose current job involves the manufacturing or sale of furniture in Kent, Muskegon, Allegan, Barry, Ottawa or Ionia Counties.
  • Any person who is employed by a company or organization that has added AAC Credit Union membership to its benefit package. ( See list)
  • Any immediate relation by blood or marriage to an AAC Credit Union member.
  • Any person over the age of 55 who receives a government or private retirement pension and lives in or belongs to a retirement organization located in Kent County or an adjacent county and within a 25-mile radius of our main office.
  • Our Credit Union philosophy of "once a member, always a member" means should you change jobs or move away, you may still remain a member of our credit union.

Loan Documentation Requirements

  • All loans require proof of income.
  • Auto/motorcycle/titled vehicles require proof of insurance. AAC must be listed as lien holder.
  • For Home Equity loans or loans secured by real estate, additional documentation may be required. See lender for details.
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