Rates

Loans

Auto Loan Rates
Effective Date: Tuesday, January 31st, 2023
All loan rates shown below are "As Low As." Individual rates are based on credit performance.
ProductAPRTerm
AUTO - 2016 & NEWER    
Apply Now 5.25% Up to 48 Months
  5.50% 60 Months
  5.75% 72 Months
  6.00% 84 Months
AUT0 - 2015 & OLDER
Apply Now 5.99% Up to 48 Months
  6.50% 60 Months
  6.99% 72 Months
Classic Cars 5.99% Up to 60 Months
Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA. Risk based pricing applies.

Loan Rates
Effective Date: Tuesday, January 31st, 2023
ProductAPRTerm
MOTORCYCLES
New 5.99% Up To 60 Months
Used 6.99% Up To 60 Months
BOATS
New 5.99% Up To 72 Months
New 6.49% 73-180 Months
Used 6.99% Up To 72 Months
Used 7.29% 73-180 Months
Boat maximum term based on loan amount. Rates vary by term.
RECREATIONAL VEHICLES
New 5.99% Up To 72 Months
Used 6.99% Up To 72 Months
Recreational vehicles = Motor homes, travel trailers, quads, snowmobiles, etc.
All rates shown are "As Low As". Individual rates and terms may vary based on credit review and other factors.
Apply Now    

Personal Loans
Effective Date: Tuesday, January 31st, 2023
ProductAPRTerm
Share Secured 4.99% Max. 48 months
Signature Loans 11.90% Max. 48 months
All rates shown are "As Low As". Individual rates and terms may vary based on credit review and other factors.

Home Equity Loan Rates
Effective Date: Tuesday, January 31st, 2023
TermRatePayoff Period
10 Year Fixed 6.50% 120 Months
15 Year Fixed 6.74% 180 Months
20 year Fixed 6.99% 240 Months
HELOC 7.50% 120-180 Months
*Based on 80% of home value.
All rates shown are "As Low As". Individual rates may vary based on credit review and other factors.

Savings & Checking

Savings & Checking
Effective Date: Tuesday, January 31st, 2023
ProductAPRAPYMinimum to Earn Interest
Savings 0.10% 0.10% 200.00
FreePlus Checking 2.96% 3.00% Up to $10,000
Power Checking 0.15% 0.15% $2,000 - $9,999
  0.20% 0.20% $10,000 - $24,999
  0.25% 0.25% $25,000 - $49,999
  0.40% 0.40% OVER $50,000
Money Market 0.15% 0.15% $2000 - $9,999
  0.20% 0.20% $10,000 - $24,999
  0.25% 0.25% $25,000 - $49,999
  0.40% 0.40% $50,000 - $99,999
  0.50% 0.50% $100,000-$249,000
  0.65% 0.65% $250,000 +
Christmas Club 4.00% 4.00% 5.00
IRA 0.50% 0.50% $500.00
Health Savings Account 0.50% 0.50% $1.01 - $1000.00
  0.75% 0.75% $1000.01 - $5000.00
  1.00% 1.00% $5000.01 - $25,000.00
  1.00% 1.00% OVER $25,000.01

Certificate of Deposit

Certificates of Deposit
Effective Date: Tuesday, January 31st, 2023
TermAPRAPYMinimum Balance

6 Month Special

3.94% 4.00% $500.00

12 Month Special

4.18% 4.25% $500.00

21 or 30 Month Bump

3.45% 3.50% $500.00
18 Month 3.45% 3.50% $500.00
24 Month 2.48% 2.50% $500.00
36 Month 1.98% 2.00% $500.00
48 Month 1.98% 2.00% $500.00
60 Month 1.98% 2.00% $500.00
Let it Grow CD 3.45% 3.50% $25.00
Youth CD Special 4.18% 4.25% $50.00

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