Rates

Loans

Auto Loan Rates
Effective Date: Wednesday, February 28th, 2024
All loan rates shown below are "As Low As." Individual rates are based on credit performance.
ProductAPRTerm
AUTO - 2017 & NEWER    
Apply Now 6.99% Up to 48 Months
  7.24% 60 Months
  7.74% 72 Months
  8.24% 84 Months
AUT0 - 2016 & OLDER
Apply Now 7.49% Up to 48 Months
  7.74% 60 Months
  7.99% 72 Months
Classic Cars 8.49% Up to 60 Months
Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA. Risk based pricing applies.

Loan Rates
Effective Date: Wednesday, February 28th, 2024
ProductAPRTerm
NEW MOTORCYCLES, BOATS & REC VEHICLES
New 7.49% Up To 72 Months
  7.99% 73-120 Months
  8.24% 121-180 Months
USED MOTORCYCLES, BOATS & REC VEHICLES
Used 7.99% Up To 72 Months
  8.99% 73-120 Months
  8.99% 121-180 Months
Available rates and term depend on purchase amount, year of vehicle, and other factors.
Recreational vehicles = Motor homes, travel trailers, quads, snowmobiles, etc.
All rates shown are "As Low As". Individual rates and terms may vary based on credit review and other factors.
Apply Now    

Personal Loans
Effective Date: Wednesday, February 28th, 2024
ProductAPRTerm
Share Secured 5.99% Max. 48 months
Signature Loans 12.99% Max. 48 months
All rates shown are "As Low As". Individual rates and terms may vary based on credit review and other factors.

Home Equity Loan Rates
Effective Date: Wednesday, February 28th, 2024
TermRatePayoff Period
10 Year Fixed 7.49% 120 Months
15 Year Fixed 7.99% 180 Months
20 year Fixed 8.49% 240 Months
HELOC 8.25% 120-180 Months
*Based on 80% of home value.
All rates shown are "As Low As". Individual rates may vary based on credit review and other factors.

Savings & Checking

Savings & Checking
Effective Date: Wednesday, February 28th, 2024
ProductAPYMinimum to Earn Interest
Savings 0.10% 200.00
FreePlus Checking 3.00% Up to $10,000
Power Checking 0.15% $2,000 - $9,999
  0.20% $10,000 - $24,999
  0.25% $25,000 - $49,999
  0.40% OVER $50,000
Money Market 0.30% $2000 - $9,999
  0.40% $10,000 - $24,999
  0.45% $25,000 - $49,999
  0.60% $50,000 - $99,999
  0.75% $100,000 - $249,999
  1.00% $250,000 +
Christmas Club 4.00% 5.00
IRA 0.50% $500.00
Health Savings Account 0.50% $1.01 - $1000.00
  0.75% $1000.01 - $5000.00
  1.00% $5000.01 - $25,000.00
  1.00% OVER $25,000.01

Certificate of Deposit

Certificates of Deposit
Effective Date: Wednesday, February 28th, 2024
TermAPYMinimum Balance
Rates also apply to IRA and HSA Certificates of Deposit.
6 Month 5.15% $500.00
9 Month 5.15% $500.00
12 Month 5.00% $500.00
18 Month 4.00% $500.00
24 Month 4.00% $500.00
36 Month 3.50% $500.00
48 Month 3.50% $500.00
60 Month 3.50% $500.00
Let it Grow CD 3.50% $25.00
Youth CD Special 4.25% $50.00

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