Rates
Loans
Auto Loan Rates
Effective Date: Wednesday, October 5th, 2022
All loan rates shown below are "As Low As." Individual rates are based on credit performance.
| Product | APR | Term |
|---|---|---|
| AUTO LOANS | ||
| 2015 & Newer | 3.25% | Up to 48 Months |
| 2015 & Newer | 3.75% | 60 Months |
| 2014 & Older | 4.25% | Up to 48 Months |
| 2014 & Older | 4.75% | 60 Months |
| Classic Cars | 4.99% | Up to 60 Months |
| Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA. Risk based pricing applies. | ||
Loan Rates
Effective Date: Wednesday, October 5th, 2022
| Product | APR | Term |
|---|---|---|
| Motorcycle Loan - New | 3.99% | Up To 60 Months |
| Motorcycle Loan - Used | 4.99% | Up To 60 Months |
| Boat Loan - New | 3.99% | Up To 180 Months |
| Boat Loan - Used | 4.99% | Up To 180 Months |
| Boat maximum term based on loan amount | ||
Recreational Vehicles - New |
3.99% | Up To 180 Months |
Recreational Vehicle - Used |
4.99% | Up To 120 Months |
| Recreational vehicles = Motor homes, travel trailers, quads, snowmobiles, etc. | ||
| All rates shown are "As Low As". Individual rates may vary based on credit review and other factors. | ||
Personal Loans
Effective Date: Wednesday, October 5th, 2022
| Product | APR | Term |
|---|---|---|
| Share Secured | 3.99% | Max. 48 months |
| Signature Loans | 11.90% | Max. 48 months |
| All rates shown are "As Low As". Individual rates and terms may vary based on credit review and other factors. | ||
Home Equity Loan Rates
Effective Date: Wednesday, October 5th, 2022
| Term | Rate | Payoff Period |
|---|---|---|
| 10 Year Fixed | 4.50% | 120 Months |
| 15 Year Fixed | 4.50% | 180 Months |
| 20 year Fixed | 4.99% | 240 Months |
| HELOC | 5.25% | 120-180 Months |
| *Based on 80% of home value. | ||
| All rates shown are "As Low As". Individual rates may vary based on credit review and other factors. | ||
Savings & Checking
Savings & Checking
Effective Date: Wednesday, October 5th, 2022
| Product | APR | APY | Minimum to Earn Interest |
|---|---|---|---|
| Savings | 0.10% | 0.10% | 200.00 |
| FreePlus Checking | 2.96% | 3.00% | Up to $10,000 |
| Power Checking | 0.15% | 0.15% | $2,000 - $9,999 |
| 0.20% | 0.20% | $10,000 - $24,999 | |
| 0.25% | 0.25% | $25,000 - $49,999 | |
| 0.40% | 0.40% | OVER $50,000 | |
| Money Market | 0.15% | 0.15% | $2000 - $9,999 |
| 0.20% | 0.20% | $10,000 - $24,999 | |
| 0.20% | 0.20% | $25,000 - $49,999 | |
| 0.30% | 0.30% | $50,000 - $99,999 | |
| 0.40% | 0.40% | $100,000-$249,000 | |
| 0.50% | 0.50% | $250,000 + | |
| Christmas Club | 1.00% | 1.00% | 5.00 |
| IRA | 0.50% | 0.50% | $500.00 |
| Health Savings Account | 0.50% | 0.50% | $1.01 - $1000.00 |
| 0.75% | 0.75% | $1000.01 - $5000.00 | |
| 1.00% | 1.00% | $5000.01 - $25,000.00 | |
| 1.00% | 1.00% | OVER $25,000.01 |
Certificate of Deposit
Certificates of Deposit
Effective Date: Wednesday, October 5th, 2022
| Term | APR | APY | Minimum Balance |
|---|---|---|---|
| 6 Month | 1.49% | 1.50% | $500.00 |
| 12 Month | 1.74% | 1.75% | $500.00 |
| 15 Month SPECIAL | 2.23% | 2.25% | $500.00 |
18 Month SPECIAL |
2.48% | 2.50% | $500.00 |
| 24 Month | 1.98% | 2.00% | $500.00 |
| 25 Month SPECIAL | 2.23% | 2.25% | 500.00 |
| 36 Month | 1.98% | 2.00% | $500.00 |
| 48 Months | 1.98% | 2.00% | $500.00 |
| 60 Months | 1.98% | 2.00% | $500.00 |
| Let it Grow CD | 1.98% | 2.00% | $25.00 |
| Youth CD Special | 2.97% | 3.00% | $50.00 |
| To Open a CD - click here! | |||