Get Your Credit Report

Each American can get a free credit report, each year, from each of the three reporting bureaus by request. Please be wary of sites advertising free credit reports. Many are not free, and you could be charged unexpectedly for services. You may request your free reports:

The only approved site set up by the FTC to request your report is

By phone 1-877-322-8228

By mail Annual Report Request Service, PO Box 105281, Atlanta, GA 30348-5281

If you would like help understanding your credit report, our partners at Greenpathoffer free financial counseling to AAC members. You may also find this documenthelpful.

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