Buying a car should feel exciting—not overwhelming. At AAC Credit Union, we make it easy to finance a new or used vehicle, or refinance the one you already have. Whether you’re just starting to shop or ready to make a move, we’re here to help you find the right fit, every step of the way.
Whether you're buying new, used, or from a private seller, we make financing simple. With competitive rates, flexible terms, and local decision-making, you can focus on finding the right vehicle, not worrying about the loan.
If your current auto loan isn’t working as hard as it should, refinancing with AAC could help you save. Lower your rate, reduce your monthly payment, or adjust your term, all with a quick, straightforward process.
Start your car search on solid ground. A Pre-Approval outlines your budget and estimated payment before you shop—giving you the confidence to make a strong offer when you find the right place.
Let’s make this easy. Complete the short form below and one of our local experts will connect with you soon to talk through your needs and answer your questions. No pressure. No obligation. Just clear answers.
| Product | APR | Term |
|---|---|---|
| AUTO - 2019 & NEWER | ||
| Apply Now | 4.99% | Up to 48 Months |
| 4.99% | 60 Months | |
| 5.49% | 72 Months | |
| 5.99% | 84 Months | |
| AUT0 - 2018 & OLDER | ||
| Apply Now | 5.49% | Up to 48 Months |
| 5.49% | 60 Months | |
| 5.99% | 72 Months | |
| Classic Cars | 8.49% | Up to 60 Months |
| Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA. Risk based pricing applies. | ||
Our local lenders are happy to walk through your goals and help you decide what's best.
or call us at 800-858-1633
