Regular Savings

Sometimes the basics are the perfect place to start. Save money for a rainy or a sunny day with a Basic Savings account. Easy to use, you may make up to six withdrawals a month. If you need to make more withdrawals, a checking account may be available for more flexibility.

• Two free Cashier’s Checks per month
• Low $1 Money Orders
• Easy to use savings account
• ATM and Xtend branch access
• Choose direct deposit for ‘set it and forget it’ savings

^{A $5 deposit into a Basic Savings is required for AAC Credit Union membership. If you choose only a Savings Account relationship, a $100 minimum balance applies. Consider an AAC Checking, Loan or Visa Platinum to waive monthly fees.}

START SAVING

High Yield Savings

Save smarter with a High Yield Savings Account (HYSA).  Get the best of both worlds - a great rate and access to your money when you need it. Open a High Yield Savings Account (HYSA) and enjoy a 2.00%APY Base Rate.  Combine your HYSA with an active* FreePlus Checking and your rate jumps to 3.50%APY when you meet monthly requirements.  (On balances up to $50,000)

Why members love it:

• Easy access to your money
• Deposit & withdraw anytime
• No minimum balance to open
• More Rewards bonus rate

HIGH YIELD SAVINGS

CD's & Money Market

Grow your savings your way! Whether you're saving for a future goal or looking for a competitive place to keep your money, AAC has options to help your savings do more. Choose the account that fits your goals and put your money to work.

• Competitive rates to help your savings grow
• Flexible options for short- and long-term goals
• Certificates available with a variety of terms
• Money Market accounts for greater access to your funds
• Secure savings backed by the confidence of AAC

CD/Money Market

Individual Retirement Account (IRA)

It can be difficult and overwhelming trying to decide what is the best way to save for retirement. Many people choose an IRA as a place to start because the account is easy to open and manage. An IRA can be opened with a minimum of $500 and can add a low risk savings tool to your retirement planning. Your tax advisor can help you determine your qualifications and contribution limits.

• Traditional and Roth available
• Reliable way to save for retirement
• Rollover/Direct Transfer assistance

Learn More

Health Savings Accounts (HSA)

A Health Savings Account, or HSA, is an account used to pay for qualified medical expenses, when paired with a High Deductible Health Plan. Benefits include tax deductible contributions and tax free earnings. (Contributions limits. Consult your tax preparer.)

Get absolute savings with our zero fee structure. That means no monthly fee, no minimum balance, and no statement fees.

• Easy access to funds by check, debit card or withdrawal
• View and manage account online/mobile
• Some of the best interest rates around
• Earn even more with an HSA Certificate of Deposit
• Easy to open at any branch or online

OPEN AN HSA

Teen & Kid's Savings

It is important to build good money habits from an early age. According to a recent survey, 80% of teens say that learning about money is one of their top priorities. To encourage savings, we offer no minimum balance and no monthly fee for members 23 and under.

• Great place to stash birthday or holiday money, allowance, or pay from a part time job
• No minimum to earn interest
• Parents can transfer money into Youth Savings online or from mobile device
• Youth CD and Teen Checking also available
• Kids can view their balance online/mobile

Youth Accounts